A: First, I will help you to create a list of your current assets and liabilities, like bank accounts, credit cards, and loans. We'll also compile a list of your bills and expenses, like rent/mortgage, utilities, and groceries. I will get all of this set up in YNAB, and we'll talk about your challenges and goals when it comes to your spending. Every week, I will import and categorize your transactions and update your budget. We'll stay in frequent contact so you always know where you stand and what actions you need to take. If this plan doesn't fit you quite right (for instance, if you just want some coaching to handle your budget on your own), we can also customize a plan to suit your needs.

A: By working with me, you may experience any or all of the following benefits:

• Less time looking at your bank feeds
• Fewer late fees and interest charges
• Fewer "surprise" payments - like that automatic subscription you signed up for last year
• Easier tax preparation
• Better knowledge of where your money goes
• More predictable spending throughout the year
• More power to make informed financial decisions
• More time and money to do what's important to you

If that's what you are looking for, schedule a consult today!

A: Yes! House of Order never has direct access to any of your bank accounts. I can see and make changes to your budget in YNAB, but you have complete control over this access. I value privacy and security as much as you do!

A: Not quite. I will do a lot of the nitty-gritty background work when it comes to your budget and transactions and will give you the encouragement and information you need to take charge of your finances. It will be up to you to pay your bills, talk to your creditors, and plan for your future. Though I may offer suggestions, I do not provide any professional financial or legal advice.

A: You Need a Budget (YNAB) is both a robust online tool as well as a life-changing method for managing your finances. I have been using YNAB since 2011 and wouldn't trust my budget anywhere else. They have a 34-day free trial, and using my referral link to subscribe gets you additional free month.

A: You're right - it is amazing! There is a one-time set-up fee that covers all of the work that goes into setting up your budget and accounts as well as your first month's transactions. Then there is a flat fee for monthly ongoing services based on your situation - you won't get charged more if you have more transactions in a given month. A subscription to YNAB is also required in most cases (and you'll get a free month of it through my referral link). I can give you a better idea of pricing after we have a consultation, but most people find that they quickly recoup some of their investment in reduced late fees, interest, and other cost-saving strategies we implement, not to mention the peace of mind and time-saving benefits that comes from using our service.